Despite being told “no” repeatedly, Garber Law convinces an insurance carrier to
provide a defense to her client for a lawsuit filed against him in 2025.
An insurance carrier’s duty to defend is broader than its duty to indemnify. The
duty to defend is triggered by the allegations in the lawsuit, to ascertain whether
any of the claims may fall within the coverage provided by the insurance policy.
The duty to indemnify only applies when a loss falls squarely within the policy
coverage, and the insurance carrier pays for that loss.
Garber Law will do whatever is best for the client. If the carrier assumes the duty
to defend, it provides the client with a “free” lawyer during the course of a
litigation, at which point Garber Law may step aside completely, or assume a
monitoring role.
